Refer a Claim. Protect Your Loss Ratio.

For 40+ years, J. C. Owens Investigation Ltd has been the investigative partner trusted by life, health, and travel insurers worldwide for work across 54 African countries.

What We Handle

Referrals We Handle

Life & Disability

Contestable death claims, beneficiary disputes, income validation.

Travel

Accidental Death, EME, EDE, Baggage, Personal Effects, Car Rental, Trip Interruption, Cancellation, Curtailment, repatriation cases.

Health & Medical

Pre-existing condition checks, treatment verification, medical bill audits. Category 'C' fraud investigation expertise.

SIU Support

Complex fraud rings, organized crime, provider collusion.

Urgent

24–72 hours

Standard

10–14 days

Complex

Case-by-case

We acknowledge all new referrals within 4 hours.

What to Include in Your Referral

Start a Referral

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